The smarter way to pay for what you want today
Create your account in moments and select
Zip at checkout
We pay the store, you get the goods,
nothing to pay today
Choose how you pay us back over time,
Choose repayments that suit your lifestyle – weekly, fortnightly or monthly
We only charge a $6 monthly account fee when you have an outstanding account balance. If you pay off your balance by the due date, we’ll waive the fee.
What is Zip Pay?
How does it work?
How do repayments work?
Am I eligible for Zip Pay?
Be at least 18 years of age
Have a valid Facebook or PayPal account, in your own name
Have a valid debit card, in your own name
Have not declared bankruptcy or insolvency
What are the fees?
Zip Pay is 100% interest free, always. There’s a $6 monthly account fee, this monthly fee is waived if your closing balance is paid by the due date. No balance no fee. And you’ll pay nothing upfront - there are no setup fees and no hidden charges. If you don’t meet your minimum monthly repayment, a $5 late fee may apply. That’s it.
How do refunds work?
See full Ts & Cs